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Choosing the right insurance policies can be a daunting task, but here are a few steps to help you make an informed decision: 1. Assess your needs: Start by understanding what kind of coverage you require. Consider factors like your age, health, financial situation, assets, and dependents. This will help you determine the types of insurance policies you need, such as health insurance, life insurance, auto insurance, etc. 2. Research: Once you know what kind of coverage you need, research different insurance providers and policies available in the market. Compare their coverage, benefits, premiums, deductibles, and customer reviews. Look for reputable insurance companies with a strong financial standing. 3. Consult with an insurance agent: Reach out to an insurance agent or broker who can provide personalized advice based on your specific needs. They can help you understand the intricacies of different policies and guide you through the selection process. 4. Consider the coverage details: Carefully review the coverage details and policy terms of each insurance policy you are considering. Pay attention to the limits, exclusions, waiting periods, and any additional benefits or riders available. 5. Evaluate the cost: Compare the premiums of different policies, but also consider the overall value for money. Cheaper policies may have higher deductibles or limited coverage, while more expensive policies may provide comprehensive coverage. Assess the cost-benefit ratio to find a policy that suits your budget and needs. 6. Read the fine print: Before committing to any insurance policy, thoroughly read and understand the terms and conditions, including any clauses related to cancellation, renewal, or claims procedures. If there are any unclear or ambiguous clauses, seek clarification from the insurance provider. 7. Seek recommendations: Ask for recommendations from friends, family, or colleagues who have experience with insurance policies. Their insights and experiences can provide valuable guidance in making your decision. 8. Review and reassess periodically: Insurance needs can change over time, so it's important to review and reassess your policies periodically. Make sure your coverage aligns with your current situation and make adjustments as necessary. Remember, choosing the right insurance policies requires careful consideration and research. Take your time, ask questions, and seek professional advice when needed to ensure you make the best decision for your specific needs. #insurance #policies

The CDPF is currently investigating the circumstances surrounding the death of an 18-month old toddler, Yolana St Jean of Wotton Waven who resided at Fond Cole. Ag Inspector of Police Fixton Henderson gives more details. #toddler #death

Please help find him. #missing

#CBI

The Commonwealth of Dominica Police Force investigates a report of a missing person. Davidson Glanville- also known as Tumba, male 62 years of Fond Cole was reported missing. Ag Inspector of Police Fixton Henderson gives more details. #missingperson

Parliamentary Representative for the Cottage Constituency, Roland Royer says he is working closely with the parl rep for Portsmouth and they will initiate a stakeholder consultation with guidance from the Ministry of Tourism to develop a holistic development plan for the Cabrits national park. #Cabrits

Negotiating a lower interest rate on your credit card can be a worthwhile endeavor to save money in the long run. Here are some steps to help you negotiate a lower interest rate: 1. Research and compare: Start by researching the current interest rates offered by other credit card companies. This will give you a better understanding of the rates available in the market and provide leverage during negotiations. 2. Assess your creditworthiness: Take a look at your credit score and credit history. If you have a good credit score and a history of responsible credit card usage, it can strengthen your position when negotiating a lower interest rate. 3. Contact your credit card issuer: Reach out to your credit card issuer's customer service department. Explain that you are a loyal customer and have been considering other credit card options with lower interest rates. Be polite and respectful throughout the conversation. 4. Highlight your payment history: Emphasize your positive payment history, on-time payments, and responsible credit card usage. Mention any long-term loyalty you have with the credit card issuer, as this may incentivize them to work with you. 5. Be prepared to negotiate: If the customer service representative is unable to help you initially, ask to speak with a supervisor or a retention specialist who may have more authority to negotiate rates. Be persistent and firm in your request. 6. Use competitive offers as leverage: If you have received offers from other credit card companies with lower interest rates, mention them during the negotiation process. This can demonstrate that you are actively considering alternatives and may motivate your current issuer to match or lower their rate. 7. Consider balance transfer options: If your credit card issuer is unwilling to lower your interest rate, you might want to explore transferring your balance to a card with a lower rate. This can help you save on interest payments, especially if the new card offers a promotional 0% APR on balance transfers. Remember, negotiating a lower interest rate is not guaranteed, but it is always worth a try. Be patient, persistent, and prepared to explore alternative options if necessary. #lowinterestrates #creditcards

Dominicans and their Caribbean counterparts now have a unique opportunity to delve into the sharp mind and indomitable spirit of their legendary Prime Minister, Dame Eugenia Mary Charles. The book, ‘Dame Eugenia Unedited’, released by Dominican cultural icon and political scientist Alex “Pawol” Bruno, presents absorbing excerpts from his 1999 interview with Dame Eugenia. The book chronicles the entire last full-length official interview granted by Eugenia. Bruno said, “I believe it’s vital for Dominicans to learn from Dame Eugenia’s perspectives and reflections. Her inspirational vision and dignified sense of purpose transcend time. I trust that her profound insights shared in this book will serve as an invaluable beacon of inspiration for the people of Dominica and beyond.” The book represents the start of Bruno’s mission to illuminate the rich political history and tradition, and vibrant arts and culture of Dominica. This includes the production of other books in the Dominica Political Leadership Legacy Series (DPLLS); crafting short biographies of visionary leaders; creating children’s books that delve into the island’s traditions, and producing multi-media visual presentations that encapsulate the strength, diversity, and splendor of Dominican life. #booklaunch

We are delighted to announce the publication of "Prime," the latest captivating book by Olive Strachan MBE, a distinguished global businesswoman from Dominica. In this inspiring work, Olive explores the central theme of her return to Dominica from living in the UK for 50 years, sharing a compelling message that one's prime is whenever and wherever one decides. "Prime" serves as a guide for navigating life's major changes and embracing the present, declaring it one's prime. Born in Castlebruce, Dominica, Olive Strachan MBE, nee’ Collaire, great, great granddaughter of local hero Piere Collaire, returns to her roots, sharing a compelling narrative that delves into her experiences during the unprecedented challenges of the COVID-19 pandemic. In "Prime," Olive takes readers on a transformative journey that transcends borders and time, serving as a practical guide for navigating life's uncertainties and major transitions. Drawing from her personal experiences, Olive shares her remarkable story of returning to Dominica, shedding light on the challenges, triumphs, and valuable lessons she encountered along the way. This book is a testament to the resilience of the human spirit and the power of embracing change. Olive's empowering message resonates deeply with readers, encouraging them to embrace their current circumstances and recognize that their prime can be found in any moment, regardless of external factors. Olive Strachan MBE shared, “I am delighted to provide readers with invaluable advice and strategies to seize the present, overcome obstacles, and make the most of every opportunity.  My stories and perspectives create a roadmap for personal growth and fulfillment.” Olive Strachan MBE is widely recognized for her contributions to entrepreneurship, diversity, and personal development. As an accomplished author, speaker, and mentor, Olive's expertise has inspired countless individuals to pursue their dreams and achieve greatness. Through "Prime," she continues to empower readers to embrace change as a catalyst for personal transformation. ### About the Author Olive Strachan MBE is an influential businesswoman, author, and mentor, renowned for her exceptional contributions to entrepreneurship and diversity. Olive spent fifty years in England, building a successful career as a black female entrepreneur. "Prime" is her second book, following the success of her debut, "The Power of You." Olive's expertise has empowered individuals and organizations around the world to reach their full potential. Her captivating storytelling and practical insights make her a sought-after speaker, inspiring audiences to embrace change and seize the present.