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Former government minister Dr. Kenneth Darroux has been arrested and handed down two charges under the Firearms Act of Dominica. This follows his decision to order gun add-ons without obtaining a license. He is represented by lawyers Lennox Lawrence and Jodi Luke. The Magistrate granted bail to Dr. Darroux in the sum of EC$30,000.00 to return to court today, January 24, 2024, where the two charges will be read to him. Under the Firearm Act of Dominica, If found guilty under the Firearm act of Dominica, Dr. Darroux could be fined EC$15,000.00 and be sent to prison for up to ten years. #Guns #offense #Illegal

Join us today for the official launch. Zoom link: https://zoom.us/j/94747636828 You are invited to a Zoom webinar. When: Jan 24, 2024 10:00 AM La Paz Topic: Caribbean Agriculture improvement Productivity Activity (CAPA) Launch

A three-year USAID funded program was launched to the tune of $5.3M recently by the International Executive Service Corps, and countries in the Eastern and Southern Caribbean are set to benefit. Program Director of the Caribbean Agricultural Productivity Improvement Activity Sandiford Edwards says the intervention is not a paper-based one, but one where they will work one-on-one with farmers on their farms to ensure that at the end their farms are successful, with more money coming in and as a result, a more sustainable enterprise. #USAID #farmers #CAPIA

Ag Chief Cultural Officer Earlson Matthew says though Calypso has dominated Carnival for years, times are changing. He noted that there has been a decline in the level of patronage. There was once a time that no promoter would stage an event on the same night as the Calypso finals, because they would be setting themselves up for failure, but that is no longer the case. He says if the art form is to be upheld, creative ways to make it appealing to the youth must be explored. #Calypso #youth

Saving for a down payment on a house can be a significant financial goal. Here are some of the best ways to save for a down payment: 1. Set a specific savings goal: Determine the amount you need to save for your down payment and set a timeline to achieve it. Having a clear goal will help you stay motivated and focused. 2. Create a budget: Analyze your income and expenses to identify areas where you can cut back and save more. Consider reducing discretionary spending, such as eating out or entertainment, and redirecting those funds towards your down payment savings. 3. Automate savings: Set up an automatic transfer from your checking account to a separate savings account dedicated to your down payment. This way, you can consistently save without having to think about it. 4. Cut unnecessary expenses: Review your monthly bills and subscriptions to identify any services you can eliminate or downgrade. Consider renegotiating your cable or internet bill, canceling unused subscriptions, or finding more affordable alternatives. 5. Increase your income: Look for opportunities to boost your income, such as taking on a side job, freelancing, or pursuing a higher-paying position. The additional income can be directly allocated to your down payment savings. 6. Save windfalls and bonuses: If you receive any unexpected money, such as tax refunds, work bonuses, or gifts, resist the temptation to spend it. Instead, deposit these windfalls directly into your down payment savings account. 7. Reduce debt: Prioritize paying off high-interest debt, such as credit cards or personal loans. By reducing your debt, you can free up more money to put towards your down payment savings. 8. Explore down payment assistance programs: Research any down payment assistance programs or grants available in your area. These programs can provide financial support or favorable terms to help you achieve your down payment goal. 9. Consider a high-yield savings account: Look for a savings account that offers a higher interest rate. While interest rates may not be significantly high, every bit of extra interest earned can help grow your down payment savings over time. 10. Stay focused and motivated: Saving for a down payment requires discipline and persistence. Keep your goal in mind and remind yourself of the long-term benefits of homeownership to stay motivated throughout the saving process. Remember, it's essential to consult with a financial advisor or mortgage professional to understand the specific requirements and options available for your down payment savings. #downpayment #buyingahouse

Creating a financial plan for starting your own business is an essential step in ensuring its success. Here are some steps to help you create a comprehensive financial plan: 1. Define your business goals: Clearly outline your short-term and long-term goals for your business. This will help you determine the financial resources you'll need to achieve them. 2. Estimate startup costs: Identify all the expenses required to start your business, including licenses, permits, equipment, inventory, marketing, and legal fees. Research and gather accurate cost estimates for each item. 3. Determine your funding sources: Evaluate your personal savings, loans, grants, or potential investors to determine how you'll finance your business. Consider the pros and cons of each option and decide on the best approach for your situation. 4. Create a sales forecast: Develop a sales forecast by estimating the revenue you expect to generate each month or quarter. Be realistic and base your estimates on market research, industry trends, and your marketing efforts. 5. Project your expenses: Estimate your ongoing monthly expenses, including rent, utilities, salaries, marketing costs, insurance, and any other recurring expenses. It's important to be thorough and consider all potential costs. 6. Prepare a cash flow statement: A cash flow statement shows the inflow and outflow of cash over a specific period. It helps you understand when cash will be coming in and going out, allowing you to plan for any shortfalls or surpluses. 7. Create a profit and loss statement: Also known as an income statement, this document shows your business's revenue, expenses, and net profit or loss over a specific period. It helps you assess the financial health of your business. 8. Set financial milestones: Establish key financial milestones to track your progress and evaluate the success of your business. These milestones could include reaching a certain revenue target, achieving profitability, or securing a specific amount of funding. 9. Review and adjust regularly: Regularly review your financial plan and make adjustments as needed. As your business evolves, your financial projections and goals may change, so it's crucial to keep your plan up to date. 10. Seek professional advice: If you're unsure about any aspect of your financial plan, consider consulting with a financial advisor or accountant who specializes in small businesses. They can provide valuable insights and help ensure your plan is accurate and realistic. Remember, a well-thought-out financial plan provides a roadmap for your business's financial success and helps you make informed decisions along the way. #financialplan #business

Parliamentary Representative for the Cottage constituency Roland Royer says the Portsmouth Town Council should be involved in identifying small businesses, and opportunities for training for persons who can reap the benefits for investment in a Marina for the area. He says they are a main stakeholder in the process. #marina #Portsmouth #Cabrits

#business #valentine #special #discount

Choosing the right insurance policies can be a daunting task, but here are a few steps to help you make an informed decision: 1. Assess your needs: Start by understanding what kind of coverage you require. Consider factors like your age, health, financial situation, assets, and dependents. This will help you determine the types of insurance policies you need, such as health insurance, life insurance, auto insurance, etc. 2. Research: Once you know what kind of coverage you need, research different insurance providers and policies available in the market. Compare their coverage, benefits, premiums, deductibles, and customer reviews. Look for reputable insurance companies with a strong financial standing. 3. Consult with an insurance agent: Reach out to an insurance agent or broker who can provide personalized advice based on your specific needs. They can help you understand the intricacies of different policies and guide you through the selection process. 4. Consider the coverage details: Carefully review the coverage details and policy terms of each insurance policy you are considering. Pay attention to the limits, exclusions, waiting periods, and any additional benefits or riders available. 5. Evaluate the cost: Compare the premiums of different policies, but also consider the overall value for money. Cheaper policies may have higher deductibles or limited coverage, while more expensive policies may provide comprehensive coverage. Assess the cost-benefit ratio to find a policy that suits your budget and needs. 6. Read the fine print: Before committing to any insurance policy, thoroughly read and understand the terms and conditions, including any clauses related to cancellation, renewal, or claims procedures. If there are any unclear or ambiguous clauses, seek clarification from the insurance provider. 7. Seek recommendations: Ask for recommendations from friends, family, or colleagues who have experience with insurance policies. Their insights and experiences can provide valuable guidance in making your decision. 8. Review and reassess periodically: Insurance needs can change over time, so it's important to review and reassess your policies periodically. Make sure your coverage aligns with your current situation and make adjustments as necessary. Remember, choosing the right insurance policies requires careful consideration and research. Take your time, ask questions, and seek professional advice when needed to ensure you make the best decision for your specific needs. #insurance #policies

The CDPF is currently investigating the circumstances surrounding the death of an 18-month old toddler, Yolana St Jean of Wotton Waven who resided at Fond Cole. Ag Inspector of Police Fixton Henderson gives more details. #toddler #death

Please help find him. #missing